- – To improve customer service Information you provide helps us respond to your customer service requests and support needs more efficiently.
- – To personalize user experience We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
- – To improve our Site We may use feedback you provide to improve our products and services.
- – To run a promotion, contest, survey or other Site feature To send Users information they agreed to receive about topics we think will be of interest to them.
- – To send periodic emails We may use the email address to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll free
1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE on reverse side for more information about prescreened offers.
† Not in conjunction with the offer of credit made by GBA. *See reverse side for Terms and Conditions of this offer.
PRESCREEN & OPT-OUT NOTICE:
This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable collateral. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free, 1-888-567-8688 or visit the website at www.optoutprescreen. com; or write TransUnion Opt-Out Request PO Box 505, Woodlyn, PA 19094- 0505, Equifax Options, P.O. Box 740123 Atlanta, GA 30374, Experian
Information Systems, Inc., P.O. Box 919, Allen, TX 75013
*TERMS AND CONDITIONS:
ABOUT YOUR FIRM OFFER: You have been prescreened for an offer of automotive financing through GBA. This offer of credit is extended because you meet certain criteria used by the lender.
ABOUT GBA: Granite Bay ACCEPTANCE (GBA) is a nationally recognized lender specializing in originating loans with franchise and independent automobile dealerships. GBA provides lending options for purchase and refinance. To learn more about Granite Bay Acceptance, please visit us at www.GOGBA.com
REQUIREMENTS: In order to qualify for a loan from Granite Bay Acceptance Inc. (GBA) you must continue to meet the credit criteria used to select you for this offer. You will also be subject to the following minimum credit requirements for final approval. You must be 21 years of age or older with a monthly income of $2,150. Your monthly payment may not exceed 20% of your gross monthly income and 45% of your monthly debt. You cannot currently be in foreclosure on your real estate or mortgage loans, be in open bankruptcy, or have financed a vehicle with GBA in the last 6 months.
To be eligible applicants cannot have had your vehicle(s) repossessed in the past 12 months. You will certify that all the information you provide on your application will be true and correct. GBA assumes no responsibility for incorrect information provided by the various credit reporting agencies.
A down payment may be required.
OFFER AND FINANCING: GBA will provide financing to all qualified consumers and a guaranteed approval for a minimum amount of $5,500 to $39,000 depending on vehicle chosen, at a simple interest rate of 18.99% APR (Annual Percentage Rate) or max state usury rate (whichever is higher); For example, for every $1,000 financed @ 18.99% for a period of 60 months your payment will be an estimated $25.94 therefore if you finance $16,000 @ 60 months, your payment will be an estimated $414.96 on a new or pre-owned 2010 or newer vehicle with maximum 60,000 miles and a minimum book value of $7500. Minimum contract term of 24 months. See dealer for additional details. For more information about GBA please visit www.gogba.com All dealer promotions and incentives are strictly the responsibility of the dealer and are not in any way connected to the financing offer from GBA.